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Active Under Contract

145 Church Street

Saratoga Springs, NY 12866

$775K
5 BD · 4 BA · 3,405 sf · 0.07 ac · Built 1897
The residence

Lovely Victorian Home in Downtown Saratoga Springs! In this Quality Home, Relax & settle back in this home for some easy in-town living. Lovely entertaining spaces with open dining/living room w/custom gas fireplace. Sunny bow windows, 2 spa tubs (Updated throughout with sound proof insulation and drywall, Has: 2 Central AC, 2 Furnaces, 2 Full kitchens & 2 laundries) Brick patio & large wrap around South facing sunny Saratoga Porch as a great party spot. Great alternative to a condo or townhome, with low maintenance and more privacy, and NO HOA or dues. But with the space available to invite guests in to stay comfort in their own private suites. This unique property offers exceptional flexibility for investors, short-term rental operators, multi-generational living, or owner-occupants looking to offset expenses while enjoying everything downtown has to offer. Located just steps from shops, groceries, restaurants, nightlife, and the famed Saratoga Race Course, this home perfectly blends convenience, charm, and lifestyle. An official two-family home, the property is thoughtfully designed with connected living spaces that can function as one expansive residence or be separated due to two staircases. With the ability to be configured in up to four different ways, including two first-floor suites ideal for extended family or guests, the possibilities are truly endless. Whether you're seeking a strong income-producing property, a seasonal or long-term rental opportunity, or a home that allows you to live in one section while renting out the other, this Victorian delivers. Three off-street parking spaces add to the ease of downtown living, with additional street parking rarely an issue. Don't miss this rare opportunity to own a one-of-a-kind, dual-income property in one of Saratoga Springs' most desirable locations.

At a glance
Property type
Status
Active Under Contract
Year built
1897
Lot size
0.07 acres
Living area
3,405 sf
MLS#
11959399
Beds · Baths
5 · 4
Location

Saratoga Springs, NY.

Saratoga Springs, New York, is a market our advisors follow closely — its streets, housing stock and setting each shape what a residence here is worth and how it lives day to day. We are glad to walk you through the locale in detail, and how this particular address sits within it.

Estimated Monthly Payment+
$4K/mo
Approximate · principal & interest only
Display Currency
$775K

Indicative conversion — settlement always in USD.

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Listing courtesy of Miranda Real Estate Group Inc · NYSMLS

My State MLS / New York State MLS.Listing data is provided by My State MLS / New York State MLS for the personal, non-commercial use of consumers, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Information is deemed reliable but is not guaranteed accurate and should be independently verified.

Listings updated Sep 15, 2026

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