Built in 2021, this 2-bedroom, 2-bath home with a den and 1,680 sq. ft. is located in Harbor View on the Bay and offers a spacious open floor plan with flexible living space and plenty of storage. Home can be sold furnished with an accepted offer. Inside, you'll find ceramic tile and finished drywall throughout. The kitchen has a two-level island with seating, high-definition laminate countertops, a cooktop with European-style range hood, built-in wall oven and microwave, and a large bank of pantry cabinetry for excellent storage. The den gives you extra space for a home office, TV room, craft room, or occasional guests. Both bathrooms feature high-definition laminate countertops, and the laundry room includes a convenient utility closet. The home also features a metal roof and hurricane-impact windows. An added benefit is that the home was built above the flood plain and has received a LOMR from FEMA, so flood insurance is not required. Harbor View on the Bay is a 55+ leased-land waterfront community on Charlotte Harbor with a resort-style pool, fitness area, pickleball, micro golf, dog park, fishing pier, kayaks, fire pit, multiple tikis, and a clubhouse with shuffleboard and poker tables. The community is known for its active social calendar, with tons of community activities supported by a budget of over $2,000 per month paid by the community owner. If you're looking for a newer home with a spacious layout, a versatile den, low-maintenance finishes, and the added benefit of not requiring flood insurance, this one is worth a look. FINANCING AVAILABLE FOR THOSE THAT QUALIFY.