97 Cross Street, Andover MA 01810

Andover, MA 01810

$987K

4 BD · 4 BA · 3,282 sf · 1.03 ac · Built 1964

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The residence

Nestled on 1.03 acres in one of Andover’s most desirable neighborhoods, this exceptional raised ranch/split-entry home offers a rare blend of timeless New England character, contemporary style, modern efficiency, and remarkable versatility. Featuring over 3,282 square feet of thoughtfully designed living space, this unique property offers privacy and flexibility just minutes from top-rated schools, downtown Andover, commuter rail, and major transportation routes.The contemporary kitchen features a breakfast bar and opens seamlessly to the living and dining rooms, creating an inviting space for everyday living and entertaining. A true highlight is the spectacular 14’ x 16’ custom sunroom, complete with 9-foot ceilings, oversized sliding windows, and multiple access points to the garden and outdoor entertaining areas. Surrounded by natural light, this extraordinary space beautifully blends indoor and outdoor living.Designed with multigenerational living in mind, the home offers two additional private living suites. The first, located on the main living level, features a private bedroom, full bath, separate living room, walk-in closet, and dedicated entrance—ideal for extended family, guests, or live-in caregivers. The second suite on the lower level offers a fireplaced living room, half bath, studio-style kitchenette with refrigerator and microwave, and a flexible fifth-bedroom configuration. This versatile space is perfect for guests, a private retreat, recreation, or a home office.Significant upgrades provide added comfort, efficiency, and long-term value, including a high-efficiency propane heating system, new hot water storage tank, newer windows and siding, upgraded 200-amp electrical service, blown-in attic insulation, and foam-board crawlspace insulation.A spacious two-car attached garage, expansive private driveway with parking for eight or more vehicles, and a convenient turnaround area complete this exceptional offering. Enjoy the best of both worlds with easy access to major highways, tax-free New Hampshire shopping, the mountains, and the seacoast. A truly distinctive Andover property offering space, privacy, and outstanding versatility for today’s lifestyle!

At a glance

Property type: Single Family Residence
Status: Active
Year built: 1964
Lot size: 1.03 acres
Living area: 3,282 sf
MLS#: 868b611326aacec3b2411c34108d0a1a
Beds · Baths: 4 · 4

Location

Andover, MA.

Andover, Massachusetts, is a market our advisors follow closely — its streets, housing stock and setting each shape what a residence here is worth and how it lives day to day. We are glad to walk you through the locale in detail, and how this particular address sits within it.

Estimated Monthly Payment+

$5K/mo

Approximate · principal & interest only

Down payment · 25%Interest rate · 6.75%Term · 30 years

Display Currency

$987K

Indicative conversion — settlement always in USD.

Private Showing

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Listing courtesy of Connie Doto Realty Group · MLSPIN

MLS Property Information Network.The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors, landlords and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.

Listings updated Oct 20, 2026

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